Time and time again there is a solution to every problem, challenge, obstacle or anything else that may cause us to fret. Since we are healthy, exercise and eat right, we look for high deductible catastrophic coverage. When getting a health insurance plan, a good one is the one that makes it possible for you to get medical help from a number of hospitals. With COBRA you have to pay the whole premium plus administrative costs.
So if you are debating on health insurance vs. health plans, just know that either way having some coverage is better than having no coverage at all. Assuming that the medical test comes out well and the person is deemed as ‘insurable’, the individual’s exact premium is calculated based on the risk category that he falls into.
The field of health insurance is a bit complex as there are multiple policy providers. Under life insurance schemes, the policyholder and the policy owner contract according to which the insurer is liable to pay a certain amount of money in case of death or terminal illness of the insured individual.
A personal injury is considered to be covered under such a health insurance. You guessed it, not a word of warning, just a bill that the health insurance will not cover well after the surgery. Start Health and Allied insurance company has launched Star Cardiac care policy for people who have undergone PTCA, CABG within 7 year period prior to the commencement of the coverage under this policy.
If the ambulance company that takes you to the ER does not hold a contract with your insurance, you could be on the hook for more than $2,000.00 depending on where you live in relation to the ER and what level of care your receive prior to arriving at the hospital.